Before you create your CDC Declaration:
You may want to speak to a lawyer about your situation. You may be eligible for free legal help. Go here to apply online for the Memphis & Shelby County Eviction Settlement Program managed by Neighborhood Preservation, Inc.
Using the CDC Declaration does not mean that you will not have to pay your rent. It just gives you time through the end of the year to catch up without being evicted. You will eventually need to pay any missed rent and may have to pay fees, penalties, or interest.
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